“I first heard of BillSmart on the Startalk podcast. It was a difficult service for me to understand. I thought it would be an algorithm or chat bot that talks to my bank’s customer service department, similar to the “complainer app”, Paribus, which I also love to use. While Paribus uses a bot to message customer service for online purchases, BillSmart actually has a human on a 3-way call with you to help save you money.” [407 words]